FACTS

WHAT DOES KITCH ACCEPTANCE CORPORATION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.
This information can include:

Name, Social Security number, address, assets and income
Account balance and payment history with us and our Affiliates
Credit and employment history
Other information that you have provided to us

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Kitch Acceptance Corporation chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Kitch Acceptance Corporation share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes - information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes - information about your creditworthiness	Yes	Yes
For our affiliates to market to you	Yes	Yes
For nonaffiliates to market to you	Yes	Yes

Questions?

Call: 800-806-8757 or e-mail us at customerservice@kitchacceptance.com

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.
When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at anytime to limit our sharing.

Who we are

Who is providing this notice?

Kitch Acceptance Corporation

What we do

How does Kitch Acceptance Corporation protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our employees are trained to comply with these security measures. We also limit our employees' access to customer information based on their responsibilities.

How does Kitch Acceptance Corporation collect my personal information?

We collect your personal information, for example, when you

Apply for a loan
Provide account information or use electronic products
Provide employment information

Any any other information you may provide us to service your account with us.

Why can't I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates' everyday business purposes - information about your creditworthiness
affiliates from using your information to market to you
sharing your nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Companies that share common control or ownership with Kitch Acceptance Corporation, which include automobile dealers and other related entities

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Financial service providers such as third party payment processors and other lending institutions
Non-financial companies such as credit reporting agencies and other third parties that assist us in servicing your loan or account
Regulator authorities and law enforcement officials in response to a subponea, to prevent fraud, to comply with an injury by a government agency or other regulatory, or as necessary for other legal purposes

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements

Other important information

Your customer information is shared only in limited ways and is carefully controlled. We do not disclose any nonpublic personal information about our customers or former customers to anyone except as permitted by law.

Link to PDF of Privacy Policy